Expert Insight: Why Confidence Crashes Your Budget (Especially if You Have ADHD)

As a financial coach for women with ADHD, I’ve seen a pattern play out again and again: it’s not just about the money. It’s about the moment right before you spend, the emotion, the self-talk, the self-worth. The research backs it up. Confidence dips lead to impulsive swipes, especially for neurodivergent brains wired for immediate relief.

This isn’t about laziness or lack of discipline. It’s about how your brain processes stress, shame, and the lie that stuff equals success.

In this post, I break down the psychology behind confidence-triggered spending, the research that proves it, and exactly how to stop the cycle before it drains your bank account.

Let’s interrupt the spiral, with science, strategy, and a whole lot of self-compassion.